Stop
Wasting Your Money... Cashing Your Checks
At Those Expensive Check Cashing Stores.... Direct
Deposit Your Paycheck To This New MasterCard... Pay All
your Bills Online Or By Phone, Get Cash At ANY ATM With Your
Complimentary MasterCard...
You'll Save Time And Money...
Guaranteed!
If you've been the victim of a frozen checking account and
had to stand by helplessly while the bank gobbled up
all your hard earned money with hundreds of dollars in NSF fees,
then... you're really going to enjoy this!
Let's face it, sometimes things happen that are beyond our
control... That's why they call it Life!
Why is it ...
some banks look at our misfortunes as a way to rack up huge
profits? Come on... do they really need to charge $35.00 for one
bounced check, even when you're only over by a measly 12 cents?
Talk about "highway robbery"..
A couple years
ago I went to work for a new company. When I got my first
paycheck I deposited the money in my checking account. Then I
went home and paid my bills.
I dropped the letters
in the mailbox on the corner so they'd get early Saturday
pick-up.
I wrote checks
for the rent, electric, cell phone and the cable bill. I
remember going out Friday night with a really satisfied
feeling... the kind you get when your square with the world.
Then came Wednesday, and... all hell broke loose...
"It Was Like
I Was Walking Under
A Storm Cloud And Couldn't Escape"
The landlord was
pounding on my door,
screaming at me...your check bounced. That can't be... I
screamed back! I put money in the bank on Friday. He
screamed, “Get my money or move out”!
I had the
phone in my hand before the door slammed, I pounded the numbers
so hard, I thought I broke the phone... I was really mad.
May I help you
the clerk said cheerfully. "Yeah"... I just got a visit from my
landlord, screaming at me ... my rent check bounced. That
ain't possible, I deposited my paycheck Friday. What in the hells
happening...can you check my balance?
Yes
Sir, I'll need your account number and the last four digits of
your social security number. Finally, when she came back on the
line...what she said floored me like... a Mike Tyson left hook.
Sir, you have some
“Past
Due”...
Returned Check
Charges Billed On That Account"
Get your MasterCard card now
What?
That can't be right... I'm not
overdrawn, it's Impossible!
I deposited money Friday. Yes sir, I
see you're deposit. But, your check was issued from an out of
state bank. In cases like this we put a 5-day-hold on your
deposit so those funds are held until the following Monday.
Also... "you mean there's more"....
yes sir.... five checks have been returned to you for NSF
(non-sufficient Funds) and your account has been billed $37.00
for each item for a total of $185.00 in NSF Fees.
Those funds will be
deducted before we pay any incoming checks. You're
kidding me right?
That's The
Bank's Policy.
You should also
be aware that... this could cause other checks to be returned.
I was with that
bank for 10-years. They could of cared less. I no sooner paid
off the charges when, a letter came from the bank telling me,
they closed my checking account, and reported me
to chexsystems.
When I tried to open a
checking account at a different bank... they refused me! Why?
What's the matter?
She gave me a look,
then she gave me the standard bank speech. You have a negative
report from chexsystems and we can't help you today sir. Then
she dropped the real bomb on me...
No Bank... Is
Going To Open
A Checking Account For You
I was forced to go to
those checking cashing places. $25.00 to join, $15.00 for every
check I cashed plus, they took 2-3% of my paycheck. They finger
printed me... like I was a criminal trying to rip-them-off or
something.
But, the
most embarrassing part of all, was... every time I cashed my
paycheck, they called my boss to see if the check was good.
I hated it. I had
to drive all over town so, I could pay my bills at one of those
places that take utility payments. I bought money orders to pay
my car and insurance "those money orders are expensive".
Get your MasterCard card now
My landlord would
only take cash so, I had to carry around a wad "bulging in my
pocket" not too smart in my neighborhood. I was in a fix
The
Pressure Was Really Getting To Me ... I Hated
All The Hassles Of Those Check Cashing Places
I was forced to
carry cash with me all the time because, I couldn't use ATMs. I
couldn't shop online because I didn't have a Mastercard, it really sucked!
They say every cloud has a silver
lining? Well one Friday night after work, one of the guys was
having a surprise birthday party for his brother at the local
watering hole.
Your coming right? Yea... sure! Cool... you can ride with us,
we'll bring you back later. That's ok I'll meet you there... I gotta cash my check.
No problem
we're going right by like 50 banks, Just tell me where to stop?
Embarrassed... I pulled him away from all my buddies standing
around and confessed. I don't have a bank account, I've been
going to a check cashing place on 3rd Street...
Man don't do that,
those places will rip-you-off! That's when he looked me dead in
the eye and said...you're in...
Chexsystems Hell...
Aren't You?
You
know about Chexsystems? Hell ya man, when my wife and I were getting a
divorce, I had some real problems. It was rough? Well, let's
just say.. it wasn't pretty.
Anyway, the bank
closed my account and I went through that checking cashing crap
too. It's really something, the way they rip you off with a
smile on their face. What did you do... how'd you get out?
My lawyer got
me out. She gave me the website for Espree, She said "you can do all your banking
with a MasterCard check card". And, she was right! That's one
smart lady.
I just went
to their website and they took care of me. They sent me a form to give to
my boss and, now I have my paycheck direct deposit into my
MasterCard. I don't even have to go to the bank anymore. If I
want cash, I can go to any ATM and take some out...
I pay all
my bills online or over the phone ... and I get cash at
any ATM I want, even in other countries. Plus with this card I
can send money to my Mom back home. I just go online and
transfer it to her card and she has it in a couple
minutes... I don't buy those expensive money orders.
But, the best part of all is... they didn't treat me like a bum because I had a
few checks bounce... they
treated me with respected!
I'm telling ya man, this
check card is awesome! It's better then any checking account I
ever had.
Then... He handed me
fifty-bucks...said... pay me back Monday
now...Let's Party!!!
The next day I went to
the web site, filled out the form and I had a new bank account
just like that, easy as pie. About five days later my new
MasterCard came in the mail along with a form to have my
paycheck direct deposited to my account. I just gave it to my
boss and now my check is deposited into my bank account
and the best part, is "no more check cashing stores... and no
more big fees".
Your MasterCard card now
I pay all my bills with my
MasterCard I've used this card from coast to coast and never had
a problem getting cash at ATM's, holding hotel rooms or
reserving flights online at the lowest rates anywhere.. I even
bought all my Christmas presents online with it.
One time... I went swimming and lost my card on the beach... I was
freaking out! But, I called Espree and they sent a new card to
my hotel the next day. How's that for preferred service?
All The Best!
Sam
Proctor
PS; Here are just a few of
the benefits that come with this new non chexsystems bank
account take a quick look and after, you see for yourself everything you
get with this checking account. Join me and tell that expensive
check cashing place to take a hike!
Espree MasterCard:
Puts All These Features
Right At Your finger Tips... 24 hours a day;
- Pay your bills
anytime online or on the phone
|
- Get Any Check Direct
Deposited...No Charge!
|
- No embarrassing
credit or background checks
|
- Easy Approval... 100%
guaranteed acceptance, if your employer has direct
deposit
|
- Plus, when you pay
your bills companies will report your on time payments
and you'll be creating good credit just by using the
card
|
- Keep as little or
as much as you want on your check card... it's fully
insured by the FDIC up to $100,000
|
|
|
- No More Wasted
Money On Check Cashing Fees. Save hundreds of dollars a
year!
|
- Carrying around large
amounts of cash can get you shot... why risk it? You can
have a fully insured MasterCard... check card that
covers you up to $100,000 even if your card is lost...
or, stolen
|
- No more buying
books of 37 cent stamps to pay your bills. Just pick up
the phone or go online
|
- Say goodbye to those
walks into the gas station at all hours of the night to
pre-pay for gas. safely, pay-at-the-pump!
|
- Transfer cash to
anybody anywhere in the world... go online and instantly
transfer the funds from your account
|
- You won't be held
liable for charges made on your card due to fraud... you
get all your money back guaranteed!
|
- Your new check
card is issued by a bank, and all your Deposits are
fully Insured
|
- Finally an easy, and
instant means of send cash to College Kids, even if
they're studying in a school overseas
|
- With your new
Espree MasterCard you can shop online... with complete
safety.
|
- Accepted at
Millions of merchants around the world... plus over
900,000 ATMs... It's like having cash only safer
|
- Stop wasting
expensive gas driving to check cashing stores all over
town... Get your check direct deposited
|
- Put an end to the
wasted time spent waiting on a slow mailman to deliver
your check, or not deliver it at all. So you haft to you
spend the weekend dead-broke playing scrabble instead of
going out with friends
|
- Don't have a bank
account...that's all right... you're approval is 100%
guaranteed!
|
